Do I need a General Security Agreement?
A General Security Agreement can be used by your business to secure a commercial loan. It’s a good idea to have a General Security Agreement so that your business is protected.
A written agreement will clearly outline the property subject to the security so that there is no confusion about what assets are exposed if you can’t repay the loan.
All security agreements have to be registered on the Personal Property Securities Register maintained by the government.
We’ll work with you to understand your business and goals so that we can deliver a tailored agreement suitable for your business.
What We Offer
- Free Discovery Call
- Fully customised General Security Agreement to suit your business
- Fixed Fee Pricing
- Practical legal advice
- Fast turnaround times
What happens if I can’t repay the loan?
General Security Agreements are commonly used but can have significant implications for your business. It’s important you get legal advice about the obligations you have if you fail to repay your loan. It is possible that the lender will be able to enforce their right to recover any property you have nominated as security.
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I stumbled across Courtney and Her Lawyer through Business Chicks and boy am I glad I did! Courtney had my legal needs for the business sorted in no time. I knew I was in good hands immediately and Courtney's professionalism made the process effortless and was an absolute pleasure to work with. I couldn't recommend using Her Lawyer highly enough.
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I approached Courtney to write my Terms of Business for my freelance graphic design biz. Having never worked with a lawyer before I was feeling a little overwhelmed, but I'm so glad to have found Courtney! Her process was smooth, stress free and most of all she was so patient in explaining legal terms and clauses that I knew little about. Courtney has offered me support and guidance since writing up my terms, and I highly recommend her to new businesses! I look forward to partnering with her again in the future!
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Michael Deia
Courtney went above and beyond for Bolt Bikes. We asked her to review our bike rental agreement to ensure it was compliant with Australian consumer law. Courtney was able to do this AND support a more holistic review of our induction process to ensure it worked withe the new agreement. I definitely feel like I got value for money and exactly what I wanted. It was also a pleasure to work with Courtney. We'll be doing more business with her in the future
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I have had the pleasure of working Courtney who is, quite frankly, a breath of fresh air. She has helped me with some complex contracts for my business and was able to translate these in a way that I understood and felt comfortable with.
The thing I like most about Courtney, is that like me, she is a small business owner who understands the challenges of running a small business.
I absolutely recommend Her Lawyer!
The thing I like most about Courtney, is that like me, she is a small business owner who understands the challenges of running a small business.
I absolutely recommend Her Lawyer!
Anthony Lorkin
Kristy Booth-Lark
Fantastic service. Super friendly, very approachable and I will definitely be coming back for any future contract needs.
Sita Jenny Finnendahl
I was under pressure when I had to find a lawyer. Courtney contacted me immediately. I only started my conversation with Courtney over the phone and had the instincts that I was secure and that I can trust her. She really took care of my business and understood immediately how my NDA should be written different than the free ones in the internet. Well done, Courtney! Thanks again! We have just started...;-)...Need you pretty sure soon again!
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I contacted Her Lawyer to review some Terms and Conditions for a group that I will be running. This group has a significant number of professionals in it that are concerned about covering themselves from a legal standpoint. This meant that I wanted to get it right. Courtney provided swift comments and advice that have meant that I am now confident that all the interests of the stakeholders in my group have been covered. I would strongly recommend Her Lawyer.
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Frequently Asked Questions
A General Security Agreement is a legal document between a borrower and lender, where the borrower nominates certain business assets as collateral for a loan. If the borrower cannot repay the loan, these assets may be recovered by the lender.
Every situation is different, which is why you need expert advice from a commercial lawyer. We’re small business specialists, so you know you’re in safe hands with us.
We’ll consider your unique situation and let you know if we think this is right for your business.
Our head office is at Inspire Cowork – a coworking space in Sydney – but we also support flexible work for our team. Our lawyers can work from anywhere.
We use technology to come to you, wherever you’re located around Australia. Many of our clients work from home or at coworking spaces, just like us.
We communicate with our clients via phone, email and Zoom – whatever works best for you. There’s no need to meet face to face, but if you’re ever in the area you’re welcome to drop in!
